Texas Insurance CE 2026: New Electronic Tracking Rule Starts September 1
If you hold a Texas insurance license, there's a major change coming to how your continuing education (CE) is tracked. Starting September 1, 2026, Texas will require electronic verification of CE compliance before your license renewal can be processed.
Here's what you need to know.
Quick Summary
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SB 912 requires electronic CE tracking for license renewal starting September 1, 2026
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Your provider must report your CE completion electronically — paper certificates alone are no longer enough
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CE requirements remain the same: 24 hours every two years, including 3 hours of ethics
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At least 12 hours must be classroom or classroom-equivalent
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Check your CE transcript on Sircon after every course
- Complete CE at least 30 days early to avoid delays
What's Changing
For years, Texas agents managed CE on an informal honor system — take a course, get a certificate, file it away. That changes on September 1, 2026.
Under Senate Bill 912, passed during the 89th Texas Legislative Session, TDI must verify CE compliance through an electronic system before processing a license renewal. Paper certificates are no longer sufficient on their own.
The new reality: Your CE provider must report your completion to the state electronically. If it's not in the system, your renewal won't go through.
What Hasn't Changed
The underlying CE requirements are the same:
Most Texas agents need 24 hours of CE every two years, including:
- 3 hours of Ethics and Consumer Protection
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At least 12 hours in classroom or classroom-equivalent format
- Remaining hours from general CE courses
Specialty CE — If you sell annuities or long-term care, you still need additional training on top of the 24 hours.
How to Stay Compliant
1. Check your Sircon transcript after every course. Don't assume your provider reported your hours. Log in and verify each course appears in your record.
2. Complete CE at least 30 days early. TDI recommends this, and with the new electronic verification requirement, it matters more than ever. If there's a reporting issue, you need time to fix it.
3. Know your deadline. CE must be completed before midnight CT on your license expiration date. There is no grace period. Missing the deadline means a $50 fine per missing hour and a 90-day window to resolve deficiencies before your license is inactivated.
The Bottom Line
The 2026 CE requirements are the same as before — but the tracking is now electronic. Make sure your provider reports your hours, verify your transcript on Sircon, and complete your CE early.
Time2Renew offers TDI-approved CE courses with electronic reporting to the state. Our 24-hour bundles include ethics, classroom-equivalent courses, and specialty options for annuities and LTC.
👉 Start your Texas insurance CE with Time2Renew
About Time2Renew: Texas insurance agents trust us for practical, up-to-date continuing education. TDI-approved. Ethics, general, and specialty courses available. Start today.